For true animal lovers, there simply is no better career option than working in the pet industry and being able to spend all day helping ensure that our furry friends remain comfortable and healthy.
However one of the trickiest parts of working in the pet industry is finding an insurance policy that adequately meets the unique needs of your chosen career path.
Insurance is never a one-size-fits-all situation, and this is important to keep in mind. Many Australians currently working in the pet industry do not realise this and, as a result, may be underinsured.
Whether you work in a pet shop, a cattery or kennel, as a groomer, minder, walker, breeder, or as a pet behavioural trainer, it’s worth taking the time to find a tailored and individualised insurance policy that meets the unique needs of your line of work.
What risks do people working in the pet industry face?
Working with animals might seem like a relatively low-risk career path, however there are several different hazards that you will want to think about when deciding on an insurance policy.
Firstly, you will want to ensure that you are covered for basic risks such as property damage and public liability. This will protect you from legal action if you cause any serious damage or injury while working.
You will also want to ensure that any specialist tools that you use are properly insured at their correct value. Personal accident coverage is also an important consideration, as this will ensure that you have access to income should you be injured and become unable to work for a period of time.
Another hazard that you will want to consider when taking out insurance is coverage for the accidental death of a pet in your care. In the unfortunate circumstance that a customer’s dog, cat or bird pass away while in your custody, this sort of coverage will prove invaluable in protecting you from any incurred expenses.
Who should I talk to about pet industry insurance?
MGA Insurance Brokers offers a range of farm, crop, retail and small business insurance policies to meet the unique needs of many of Australia’s most specialist industries.
Our unique and tailored pet industry insurance policy can be personalised to your individual needs, and can help give you that peace of mind and protection that you need to continue doing what you love.