National personal and business insurance provider AAMI has announced a commitment to minimising risk of accidents caused by distracted drivers.

If you’re driving a company car, you probably know how important it is to follow the road rules and avoid accidents. However, when you get behind the wheel you must contend with the risk of other drivers causing damage to your car.

The 18th annual AAMI Crash Index found more than half (56 per cent) of young Australian drivers admitted to sending or reading a text message while driving last year. This is up from 51 per cent in 2012.

Further data shows 45 per cent of drivers aged 18-24 have made a call without using hands-free hardware, and 27 per cent claim to have read emails or used the internet while behind the wheel.

“The latest trend, with the emergence of short video platforms like Vines [sic], is young drivers taking short videos and uploading them while driving. And it has to stop,” AAMI spokesperson Reuben Aitchison said in a March 26 media release.

“So much has been done to reduce the number of young drivers dying on our roads in past years and we cannot let this growing threat undo all that good work.”

Related research from the Royal Automobile Association (RAA) has found similar trends among South Australian high school students.

A survey of more than 3,500 students revealed that while less than 5 per cent would use their phone while driving, more than a quarter believe it is okay to check their mobile device while stopped at a red light.

RAA General Manager Public Affairs Penny Gale explained it was important for all drivers be aware of the consequences of using their mobile phone at any stage while driving.

“During those few seconds that you’re concentrating on your phone, anything could happen on the road in front of you,” she said.

“The traffic lights could change, a cyclist might pedal up next to you, or a pedestrian could walk out in front of your vehicle – all of which could cause a crash with serious consequences.”

With so many distracted drivers on the road, it is important to ensure you have extensive vehicle cover as part of your business insurance product. For more information, contact MGA Insurance Brokers today.