Owners and operators running mobile machinery and plants are constantly involved in various contracts, with a number of moving parts. As a result, it’s often easy to forget that a comprehensive business insurance policy is essential.

It always helps to understand what falls under the specific policies, to ensure that you have the right cover.

Here at MGA, we’re happy to take care of the run around when it comes to plant and equipment insurance, to find the right policy for you.

Plant, Equipment and Machinery

A number of different types of equipment are covered under this insurance, and it’s important to make sure all equipment is accounted for in a policy.

Road making, earth moving, lifting ,concreting equipment, agricultural machinery and asphalting machines are all commonly used, and we find are regularly under finance. As such, they will require a comprehensive cover to be placed.

These types of machines are all highly specialised and often used to meet very specific project requirements. It is therefore vital that you can access repairs or replace these machines if damage or loss occurs.


Apart from trucks, utes and sedans there are commonly a number of vehicles that are used on-site that rarely see road use,.dump trucks, forklifts and self-loading vehicles commonly fall under this category, along with mining machinery.

If you’d like help putting together a policy that covers your plant, machinery, vehicles and equipment,  it’s always best to speak to an expert to find the right policy.

At MGA Insurance Brokers, we’ll source quotes from a number of insurers based on your specific plant and equipment requirements. Once this information has been collated, we’re happy to talk your through the various available options, help to place the cover and be your point of contact for all your insurance needs..