The caravaning lifestyle has become a rite of passage for the ‘grey nomad’, with its impromptu travel itinerary, surrounded by nature and stress free days. If you have to put in a claim on your caravan insurance, especially when you’re away from home, it can become the polar opposite. Here are four tips you can use for minimising the risk of accidents, to ensure your next trip goes without a hitch.
When you’re at one with nature, it’s easy to forget how it can turn. On arrival, you’ll want to explore the immediate area anyway, so combine this with a scout of the surroundings. Is the pitch on low-lying ground susceptible to flooding, or are there nearby trees that look likely to shed a few kilos if the weather turns? Keep an eye on the local forecasts and take full advantage of the ability to move your home at a moment’s notice.
Storage and maintenance
Make sure your caravan is properly maintained and serviced by a specialist. General wear and tear and the failure to maintain your caravan often isn’t claimable on your insurance if anything fails. Storing your caravan under a protective, heavy-duty cover, or even (space permitting) indoors, is a good way to shelter it from the more destructive or erosive elements.
Much like cars, caravans can be fitted with alarms and other anti-theft devices. Caravan insurance firm SHIELD says that 57 per cent of caravan thefts took place at the owner’s home, compared with only 3 per cent when the caravan is in secure storage. If the latter is a possibility, it is worth looking into.
Reversing your caravan can take some practise, and even then things can go wrong. Rear-mounted cameras and extended mirrors can help, and you can always unhitch and move your caravan manually for moments that require more precision. If all else fails, the famously supportive caravan community may even lend a hand.
Always ensure your caravan is properly insured, including for contents and additional accessories that you have fitted. If you ever need to claim, call your broker to advise the circumstances, they will instruct you on the best course of action to get you back on the road as soon as possible.