After it was alleged last year that the Lacrosse apartment in Docklands, Melbourne caught fire because of cladding that did not comply with building codes, it was decided in January of this year that the material must be stripped. Discover how this material contributed to the fire and how you can protect yourself against these kinds of construction faults.
Combustible material due to be stripped from apartment
A Docklands high-rise will soon have its flammable material stripped because it significantly endangered residents, according to the Age.
The Building Appeals Board found that “the risk posed by current cladding is so serious that it is necessary to have a building order which requires the owners to remedy the situation.”
Owners of the apartments could be left with a large cladding replacement bill of about $8.4 million.
The combustible material was imported and endangered the lives of hundreds of residents in 2014. As a result, owners of the apartments could be left with a large cladding replacement bill of about $8.4 million in addition to the $6.5 million already spent on reparations for the fire that happened in November 2014.
The fire in 2014
About 300 people were evacuated at 2:30 a.m. on November 25, 2014 after the Lacrosse building caught fire, according to the Herald Sun.
The Australian Government’s Victorian Building Authority (VBA) explains that the Metropolitan Fire Brigade’s (MFB) found that the external aluminium cladding contributed to the fire’s spreading and was not in compliance with the National Construction Code (NCC). The VBA compelled the builder to disclose the name of the combustible product, which is “Alucobest.”
Since then, the VBA has alleged that three building practioners including the builder, the building surveyor and the fire safety engineer breached the Building Act and Regulations and did not carry out their work in a competent and professional way.
How insurance can help should a fire occur
Home and contents insurance is a way to protect yourself against the possibility of events like this occurring.
It is always best to prepare for the worst when it comes to protecting your house and its contents. In many cases, people’s houses and apartments are the largest assets they own. Not only that, but if you also work from home and your possessions are damaged, you could lose your livelihood. In this case, you may want to consider business cover, too.
MGA Insurance Brokers provides access to home and contents insurance, as well as business insurance covers so that you can protect yourself against large financial predicaments. Contact us today to find out more about our insurance products