Defence Industry Specialists
"Our brokers have been helping Australians and businesses navigate the complexities of insurance, ensuring they are protected for what matters most"
We understand the insurance needs of Defence-related businesses are unique. MGA insurance group combines deep industry knowledge with practical solutions to help clients meet contractual, compliance and operational requirements across all levels of the Defence supply chain.
Our specialised defence programs include:
Tim Hardy
With more than a decade of experience in the insurance industry, Tim is a trusted Authorised Representative known for his expertise and client focus. Tim specialises in professional liability, general, strata and commercial insurance. Dedicated to helping clients navigate complex risks with confidence and clarity, Tim is experienced across diverse sectors, including defence, non-for-profit and professional services industries. He is driven by a commitment to service, resilience and delivering tailored protection for every client.
Mala Penley
A highly experienced insurance broker with over 16 years in claims management, client relations and business development. Proven in managing complex commercial claims and delivering tailored insurance solutions for every client. Mala is known for her strong negotiation skills, attention to detail and a genuine commitment to client care. She builds lasting relationships through trust, professionalism and a proactive approach. As a qualified professional in insurance broking, she brings both expertise and dedication to her role.
MGA Insurance Group specialises in delivering personalised and professional insurance advice, encompassing broking, cover placement, risk management and advisory services. Our approach combines integrity, transparency and ethical practice, ensuring clients receive tailored solutions that evolve with their needs.
Trust, reliability and integrity are at the foundation of how we operate. We understand the defence community values those who deliver on their word and we apply that same principle to every client relationship. Whether engaging with large industry partners, SME suppliers, or independent consultants, MGA insurance brokers work closely with clients to safeguard their businesses and support Australia’s defence capability.
MGA is an Australian-owned insurance broker with a strong focus on sovereign industry and supporting Australia’s national interests. Being locally owned and managed means decisions are made within Australia, reflecting values of sovereignty, accountability and trusted business relationships.
Independent Advice
The Agency policy provides coverage to the entity itself and employees of the agency. Contracted staff can also be covered under this policy when working for the Nursing Agency.
Defence Understanding
Our team specialises in Defence insurance requirements, ensuring coverage aligns with contractual obligations and industry standards
Australian Owned and Managed
Local ownership and decision-making reflect the Defence sector’s emphasis on sovereign capability and trusted Australian partnerships.
Claims Advocacy
We support clients through the claims process, working directly with insurers to deliver timely and fair outcomes.
National Capability
With 40 offices across Australia, we can assist your business wherever Defence projects operate.