Lawn Bowling Clubs Insurance

Lawn bowling clubs bring people together and play an important role in local communities. Like any sporting club, there are risks that can impact daily operations, facilities and events.

Lawn bowling insurance helps protect clubs against a range of exposures. This can include cover for club buildings, contents, public liability, equipment, volunteers and business interruption.

No two clubs operate the same way. Some run licensed venues and host functions throughout the year, while others focus on competition and social bowls. Having insurance arranged around the way your club operates is important.

With MGA Insurance Group, we work with lawn bowling clubs to understand their needs and arrange cover that suits their activities, members and facilities. Insurance is only part of the equation. Having the right advice and support when it matters is just as important.

Without the right protection in place, incidents such as accidents, storm damage or interruptions to normal operations can create unexpected costs and pressure for committees and volunteers.

Insurance can help clubs continue operating with confidence while supporting the people who keep the club running.

Insurance Broker Contact

People enjoying lawn bowling

What can Bowls insurance policy cover?

Nil depreciation applied on synthetic green claims

Synthetic greens are a major investment for many clubs. Nil depreciation on claims means eligible repairs or replacements may not be reduced based on the age of the surface, helping clubs avoid additional out-of-pocket costs.

Association liability

Committees and associations are responsible for important decisions that affect the operation of the club. Association liability cover can help protect against claims relating to the management and administration of the organisation.

Local to South Australia, the preferred insurance broker for Bowls SA

Working with a local insurance broker means clubs can access advice from people who understand the needs of South Australian bowling clubs and the communities they support.

Bowls SA

Full flood cover (location dependent)

Flood events can cause significant damage to club buildings, greens, equipment and surrounding facilities. Having flood cover in place may help with repair and replacement costs following severe weather or water damage, depending on the location of the club and the policy arranged.

Members liability participation cover

Bowling clubs regularly host competitions, social bowls and community events where injuries or incidents can occur during participation. Liability participation cover can help protect clubs, volunteer workers and registered members if claims arise from activities connected to the sport.

Malicious damage and/or storm damage to greens

Greens are one of the club’s most valuable assets. Damage caused by vandalism, storms or severe weather can interrupt competitions and create costly repairs. Cover for malicious or storm damage can assist clubs in getting back up and running sooner.

Members’ property covered for fire/theft

Personal belongings brought to the club by members can sometimes be damaged, lost or stolen. Cover for members’ property can provide added protection in situations involving fire or theft.

All volunteers and members automatically covered for accident and/or injury (conditions apply)

Volunteers and members play an important role in the running of bowling clubs. Accident and injury cover can provide support if someone is injured while carrying out approved club-related activities, subject to policy terms and conditions.

Contact Rebekah Munn via rebekah.munn@mga.com / (08) 8177 8305 or one of our offices for more information.

People enjoying lawn bowling
aerial view of lawn bowling court

Additional policy features

Includes cover for:

  • Malicious damage, Storm damage & Burst Pipe damage to Growing/Organic Playing Surfaces up to $50,000
  • Storm damage to textile blinds and awnings up to $25,000
  • Flood damage to Growing/Organic Playing Surfaces up to $50,000 (if shown in the Policy Schedule)
  • Flood damage to all other Property insured up to the full sums insured (if shown in the Policy Schedule)
  • Members Property cover up to a maximum of $5,000 any one person
  • Machinery Breakdown cover up to a sum insured of $20,000 and Deterioration/Spoilage of refrigerated and frozen food as shown in the schedule

Includes cover for:

  • Theft in open air/Theft without violent and forcible entry – limit $10,000
  • Members Property cover up to $10,000 any one person (maximum of $10,000 any one event)

Includes cover for:

  • Sporting participation cover
  • Member to Member Liability

Includes cover for:

  • Death Benefits up to $50,000 – Age 16 up to 85yrs
  • Income Earners Weekly Benefit up to $500 per week (7 day excess) with variable benefit periods depending on age
  • Non Income Earners – Student Tutorial or Home Help up to $500 per week (7 day excess)
  • Non Medicare Medical Expenses up to $1,000 (excess $50) – for example physiotherapy costs

Ready to protect your business? Get your tailored quote today.

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